Revolving Loan Fund Program


The Jefferson County’s Commissioners are seeking local businesses negatively affected by the COVID-19 pandemic to participate in an economic development plan funded by the Jefferson County Commissioners and the Office of Community and Rural Affairs (OCRA). These funds were used to create a revolving loan fund (RLF) to small businesses. This opportunity will present itself every two years for Jefferson County businesses till funds are exhausted. The Jefferson County RLF is focused on assisting small businesses with low-to-moderate income level employees and prioritizes businesses that are owned by veterans, minorities, and/or women.


  • Jefferson County Small/Micro Businesses with 1 or more low to moderate income employees
  • Established and profitable business since 2019

Loan Terms and Conditions:

  • 4-year term
  • No Interest
  • Loan is forgiven (granted) after 2 years of successful and timely monthly payments

Eligible Expenses (not exclusive):

  • Rent/ Utilities/Mortgage
  • Payroll/Production/Inventory Expenses
  • Personal Protective Equipment (PPE)/ Remote Work Expenses/Pandemic Adaptive Marketing

Ineligible Businesses:

  • 501(c)(3) and/or municipalities
  • Any small business that has received COVID-19 relief funds from OCRA
  • Any small business located OUTSIDE of Jefferson County.

The application window is currently closed. The next round of The Jefferson County RLF Program is expected to continue until funds have been exhausted.

For general questions regarding the loan program, feel free to reach out to Erica Cline.


Funded by:

OCRA, HUD and Jefferson County Goverment

An Equal Opportunity Lender